Insurance In Your State

There are many ways to save money in Pennsylvania. However there is only one way to save money on your car insurance. InsuranceAuto.org offers an online insurance marketplace where you can compare rates and get the most affordable Pennsylvania insurance available. By comparing rates from multiple companies, you not only can get the lowest rates, you also get a policy that fits your needs. We offer a convenient way to purchase your car insurance, which saves you time and money.

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Data from the Insurance Information Institute suggests that residents of Pennsylvania spent an average of around $849 on insurance premiums in 2005. This represents a 0.8% increase from 2004, when residents were paying $843 on average. Leading up to 2005, however, Pennsylvania residents had been experiencing yearly increases as high as 7.02% in some instances. In general, 2005 was the year when a majority of customers across the nation began to see their premiums decline. InsuranceAuto.org and other similar sites have had a huge role to play in sensitizing people about the advantage of technology in comparing rates before buying insurance.

Minimum State Insurance Requirements

The state of Pennsylvania follows a No-Fault system meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. You should be aware that the details of a no-fault system vary from state to state. It is best to check with your state insurance regulator. Visit our State Insurance Regulators page for a list of links to all the state insurance regulators websites.

Pennsylvania state law requires minimum Bodily Injury Liability coverage. The minimum is $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000. This basic coverage is often referred to as 15/30/5 coverage.

Personal Injury Protection (PIP) in your coverage helps pay for "reasonable and necessary" medical expenses for you and your passengers. Pennsylvania state law requires a minimum Personal Injury Protection coverage of $5,000.

Additionally, you can get Uninsured/Underinsured Motorist coverage for any bodily injury caused by an uninsured driver. While Pennsylvania state law does not require this coverage, you can purchase this as optional coverage for added protection.

It doesn't matter if you have a perfect driving record or if you are a high-risk driver, we work hard to find you the best rates available in Pennsylvania. With all the statistics on auto theft and car crashes, it is important to protect yourself and your property. We are constantly improving our site and services to make it the ideal place for all your auto insurance needs. In many states you have the ability to get a quote and even purchase a policy online. You can get started by entering your zip code and find out how much you can save in the Keystone State!

Looking for auto insurance for a different state? InsuranceAuto.org can give you quotes and rates for all of the 50 States. To find low cost car insurance rates in your state, enter the zip code above.